Insurance Exposure to California Fires, from Steve Ellison
Recalling that the panic of 1907 was caused by insurance losses after the San Francisco earthquake, today I see an estimate that more than 11,000 homes in Santa Rosa and Napa with a value of more than $5 billion are at risk of fire damage.
Indeed whole sections of the city in Santa Rosa are burned to the ground (my nephew has been displaced as he was staying at a friend's house, and the house burned down).